Getting an Airline Miles Credit Card for the First Time

Before you get your first airline miles credit card, the first thing you should do is making sure you can really get benefits from those programs. Firstly, you should realize that airline miles credit cards are more than miles. They offer you ways to earn points and enable you with great flexibility to redeem for various travel-related benefits. Secondly, spend time to fully understand all the terms and requirements of the cards. You should make clear of the following two questions.

  • One is that how many points you will earn per dollar spent.
  • The other is that whether these points will expire or not.

These are the most important features you should consider before applying for your first airline miles credit card. And of course if you are among those who hate annual fee the most, it should be another important one.

Here, for your convenience and hassle-free selecting from a large amounts of credit cards, we list some top credit cards in the following.

Miles Discover Credit Card

  • Miles Discover Credit Card has no annual fee. They now offer 0.00% APR until the last day of the billing period ending during April 2009, and then the rate varies between 10.99% to 18.99%.
  • With this kind of credit card, you can earn miles faster and on you first $3,000 in travel and other purchases each year, the miles double. For the rest time, you get 1 Mile per dollar spent on all purchases. And they never expire.
  • As there is no blackout dates or restrictions, you get advantages to book any travel through any airline.
  • To redeem your points, you can choose cash just beginning with 1,000 points.

See Card website for additional terms and conditions.

Chase Rewards Platinum Visa Card

  • With Chase Rewards Platinum Visa Card, you are offered $0 annual fee. APR varies from 10.99%-19.99%.
  • A key feature of this card is that it offers customized terms. Before you open the account, they will first consider you for the pricing with the lowest rates and based upon their reviews, accounts with alternative pricing will be opened.
  • Chase Rewards Platinum Visa Card let you earn flexible rewards points fast. You gain 1 point per dollar spent and you can get extra 1000 bonus points after the first purchase.
  • To redeem the points you've earned, you can choose for travel tickets, hotel booking, cash or gift card.

See Card website for additional terms and conditions.

Merrill+ Visa Card

  • With Merrill+ Visa Card, you enjoy no annual fee and a low competitive 9.99% APR.
  • You can earn 1 point per $1 spent on purchases and there is no limits on the amount on the points earned.
  • The air rewards start at 25,000 points and you can use the card anytime, anywhere with any airline as there is no blackout dates.

See Card website for additional terms and conditions.

JetBlue Card from American Express

  • JetBlue Card from American Express is especially designed for customers who fly mostly within U.S. Borders.
  • The annual fee is $40.
  • New customers receive 50 TrueBlue points at their first purchases.
  • You can earn 1 Award Dollar per dollar spent on travel, entertainment, leisure and so on. The variable APR for purchases is 14.99%.
  • 200 Award Dollars equal 1 TrueBlue Point. 100 TrueBlue points equal one round trip flight.
  • TrueBlue points never expire.

See Card website for additional terms and conditions.