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Understand Evacuation Insurance


Category: Travel insurance

Each year, millions of people travel overseas around the world. And the number is keeping climbing.
Have you thought about what if you were injured or seriously ill while traveling in a foreign country? What if you slip and fall, get to be allergic to the foreign food or water, or have a heart attack, stroke or involved in a car accident? And local emergency care may not be available. For a happy and safe travel, it is essential to buy an evacuation insurance, especially for senior citizens.

What Does an Evacuation Insurance Include?
An Emergency Evacuation covers the cost of transporting an injured/ill person to the nearest medical facility, a hospital near home or the hospital of his/her choice. Both travel medical insurance plans and trip protection plans are usually included in emergency evacuation insurance. Moreover, evacuation insurance can be bought separately. However, sufficient emergency medical evacuation option are strongly recommended especially for those long-term travelers.

Individual and group travel plans can be found in evacuation insurance plans in some of the insurance companies.

Individual Plans
Individual plans include emergency medical expense, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and 24-hour worldwide assistance. For example, a plan named InterMedical Insurance can provide you a low cost international medical insurance that covers skiing and scuba diving for as little as $3.25 per day. Voyager Annual Insurance which is designed for US residents who frequently travel up to 90 days during a year covers medical and evacuation for optional hazardous activities.

Group Plans
Group plans like Custom Group Plans, a solution for group members' travel risks, cover various enrollment lengths.

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